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Worried about your chances landing a home in today’s hot home buying market?

Categories: New Homes in Raleigh | Posted: December 27, 2019

If you are planning to buy a new home in Raleigh this New Year, you may be worried that you will have a hard time being able to even get an offer accepted on a new home because of how hot the market is. Not to mention, there seem to be a lot of all-cash buyers roaming the housing market so that puts many potential buyers on edge, if they don’t have the ability to pay cash for a home. However, you are in luck to get a home this New Year even if you can’t rival with the all cash buyer. Mattamy Homes shares ways you can still get your dream home in 2020.

If you aren’t an all-cash buyer, you aren’t out of luck in terms of your abilities to still purchase a home. As yourself some important questions that if the answer is yes, can put you head-to-head with a cash buyer.

First, do you have enough to put 20-percent down as a down payment? Next, do you have a good job that is also one you have been at for over a few years? Third, do you also have cash apart from your down payment that you have access too, if need be for things like closing costs, inspections, etc. Fourth, do you have little to no debt? This can be a huge factor in making you a promising candidate as a buyer. Lastly, do you have good credit? This is another huge factor that banks and lenders will look for, when offering you a good deal on a home loan.

If you answered yes to all or most of the questions above, your offer and purchase on a home will be see just as valuable as a cash-buyers offer.

There are other tips that you can use if you find yourself going up against an all-cash buyer in today’s market.

  • Have everything ready to go before even placing an offer on a home. For example, already have your loan approved and a pre-approval letter from your lender to proceed when putting an offer on a home. Getting the approval process completed and having a lender already approved you before you put an offer on a home, allows the buyer to know you can afford the home.
  • Next, ask your lender to get a head start on items like the mortgage and loan appraisal contingencies. This can shorten the time needed to close on a home.
  • Another way you can easily get your bid picked over an all-cash buyer, is to over pay by 5 percent. Most of the time all-cash buyers will submit a lower offer, thinking they will get picked because their offer is all-cash. However, if an all-cash buyer submits a lower offer and you offer 5 percent over asking, the seller will most likely go with the larger offer.
  • The last tip can be a very powerful one. Make yourself known to the seller! Write a heart-felt letter to the seller on why you want the home. Let them know who you are and what your intentions are of wanting to move and move into their home. Often if the bids are close, the buyer will go with the person who really expresses interest in their home and makes an effort for it.

 

These simple tips can allow you to have as strong as an offer as an all-cash buyer and hopefully have you into your new home by spring!

 

Mattamy Homes is a new home builder in Raleigh, North Carolina. For additional information about Mattamy Homes building your Raleigh new home, please call (888) 677-1502.

Holiday Preparation: The 101 on Cleaning Out Your Fridge

Categories: Home Owner Tips, New Homes in Raleigh, Uncategorized | Posted: December 20, 2019

There is less than a week until Christmas and if you are like many, that means that you will begin to have guests entering your home in the coming days. This also means that you might start tackling home cleaning and home improvement projects that you have been putting off all year, to have your home show ready for your guests. Since you will most likely being doing a lot of cooking leading up to Christmas, this weekend you can tackle a project you may have been putting off since last Christmas- cleaning out your fridge! Mattamy Homes, a premier homebuilder for new homes in Raleigh, shares the top tips for how to correctly clean your fridge both quickly and efficiently.

Since your fridge is the hardest working appliance in your kitchen, it is good to keep it clean and organized to be sure it lasts you a long time in years, as well as gets rid of any breeding bacteria that may be lurking around from last fall when you last cleaned it out.

To give your fridge a thorough cleaning, you only need the following three items:

Baking Soda

A sponge or brush to clean with

Some soft cloths or paper towel

The first order of business will be to get rid of anything in your fridge that is either expired, or you haven’t used in the last 6 months. Chances are, even if it isn’t expired, it is just taking up space in your fridge at this point.

Work your way from top to bottom, and be sure to do the freezer at the same time.

Then, working from the top shelf down, remove the items on each shelf and remove the shelves themselves over to the sink. You will want to leave the shelves in the sink until they warm up to room temperature. Immediately starting to clean a cold shelf can cause them to crack.

Once your shelves have warmed up, mix equal parts baking soda with hot water and use that as your cleaning agent. You want to use the baking soda mixture over a dish soap, because your food will absorb the dish soap when you put them back in the fridge.

Next, while your shelves dry you can move to the walls of your fridge. Use the same baking soda mixture and scrub the inside, outside and handles of your fridge with the mixture. Let the solution sit for a few minutes before wiping it off with a cloth or paper towel, to ensure the areas get clean and rid of harboring bacteria.

If you have any lingering odor in your fridge, place an opened box of baking soda in the fridge and it will neutralize the odor, making it go away after a day or two.

Next, reassess what needs to go back in your fridge. Also, be sure you aren’t putting certain foods in the fridge that are better left out at room temperature. What common foods are no-no’s for the fridge? Avocados, onions, tomatoes, basil and potatoes are all foods that will keep better and longer if left out on the counter.

Lastly, organize the food and condiments as you put them back in the fridge. Keep in mind that the door is the ideal place for condiments and items that don’t need to be super cold, since it is the warmest part of your fridge. Dairy, for example, should never be kept in the door of a fridge!

Hopefully these tips leave you with not only a better looking and more organized fridge, but a healthier one as well.

 

Mattamy Homes is a new home builder in Raleigh, North Carolina. For additional information about Royal Oaks building your Raleigh new home, please call (888) 677-1502.

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