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Newlywed searching for a new home?

Categories: New Homes in Apex | Posted: September 28, 2018

 

Fall has quickly become the new “it” wedding season. Do you find yourself in the same boat, newly married this Fall? Chances are, home buying may be on your horizon as you begin to start a new chapter in your life and might be like one of the many newlyweds in the home buying market this year. Buying your first home can be a huge task to take on together as a couple, especially if neither of you know the process you need to take in order to buy a new home. Royal Oaks Homes, a premier homebuilder for new homes in Apex, shares tips you can use as you take on the home buying process together.

First things first, be sure to get your budget, credit score and financing taken care of as your first priority. This will give you your starting place as to how much home you can comfortably afford, so you can search accordingly.

The next thing you will want to look at is the neighborhoods that appeal to you and how far away you will be from work, but also any recreation you need in your daily life. For example, if you spend a lot of time downtown and work downtown, choosing a home 30 minutes away in the suburbs might not be the most practical choice for your lifestyle and commute. This can also affect your budget in the gas mileage you will have to invest daily.

Once you find an area that is most desirable for you to move, consider the size of the home you can afford and will need over at least the next five years. It is best not to purchase a home that suits you now, but one that will suit you five, seven or more years from now as well. Buying a home that is perfect for the two of you, but will be cramped if you decide to have a baby in the next couple of years could force you to have to move sooner than you may want. So, plan on a home you can grow into.

Be sure to figure in not just what your mortgage will be each month, but what you plan to spend on utilities, cable, car payments, student loans, food, furniture, credit cards, and other activities such as eating out, entertainment and so on. This way you can sit down together and figure out what your monthly expenses are, what you should allocate to bills, saving and “fun” money. Then you can be sure you don’t buy more house than you can afford and have to sacrifice a social life because you are “house poor.”

Another important thing you will want to keep on the forefront of your mind as you search will be safety and the locations that you look in. Be sure to investigate the safety of the neighborhoods you are looking in and see what the crime rates are like in those areas. You may be able to find a great deal on a home, but you don’t want to sacrifice safety for a good deal. Even though you won’t be living alone, it won’t be a smart move for your marriage or future family.

Lastly and most importantly, be sure to keep the communication open when it comes to not only searching for and purchasing a new home, but also what comes after you finally move in. Upkeep on the home and ongoing chores can create stress or issues in a marriage if they aren’t discussed ahead of time. Talk about who is responsible for what, if you want to divide and conquer or split the household chores evenly. Also, be sure to consider one another’s schedule. If one partner has long hours and a hectic work schedule, and the other has more free time, consider picking up some of the household duties and taking them off their plate so they don’t have to mess with it during the time they do have to enjoy at home.

 

These simple tips will start you off on the right foot for your new home and new marriage as well.

 

 

Royal Oaks Building Group is a new home builder in Raleigh and Fayetteville, North Carolina. For additional information about Royal Oaks building your Raleigh new home, please call (888) 677-1502.

 

The Benefits of Building a New Home vs. Buying a New Inventory Home

Categories: Blog, Home Buying Tips | Posted: September 21, 2018

Imagine buying a home and immediately moving in, no waiting for paint to dry or for the builders to finish up final touches. For people buying ready-to-move-in inventory homes, this is a wonderful benefit.

But some homebuyers desire the customization that comes with designing their perfect home and overseeing the construction. These folks are fine with the wait because the final product is often as close to a dream home as possible.

Neither of these options is necessarily better than the other. It truly depends on what’s important to you and your family. If you’re looking to move and aren’t sure which option is right for you, take a look at some of these benefits of each. It may help you with the decision.

Benefits of Building Your Dream Home

Complete Control

Building your own home gives you full control over every detail, big and small. Everything from the building layout to the countertops and cabinets is up to you. Design an enormous kitchen with a walk-in pantry or a master bedroom complete with a shower and hot tub. Whatever you want, you can likely have.

Location, Location, Location

When buying an inventory home, you don’t have much say over the location. After all, the building’s already there. You can’t just move it. When you build your own home, you can choose where to build from all available lots. Find the perfect neighborhood and homesite. It’s up to you.

 

Ready-To-Go Inventory Home Benefits

Move-In Ready

This one may seem obvious, but you can’t overstate how great it is to find a beautiful home and move in right away. As soon as you close the sale, you can start packing up boxes and shipping them over.

Lower Cost

One significant benefit of purchasing an inventory home is the cost savings.  An inventory home is already built, so you don’t have to worry about construction going over budget. That’s a big win.

Way Less Stress

When shopping for inventory homes, your biggest worry is finding the right place for your budget and style. When building a house, you’re likely worried about everything. With so many building projects going on at once, the whole thing can be incredibly stressful.

You Can Still Customize

Remember too that an inventory home isn’t necessarily going to be a generic, cookie-cutter house. Many inventory home buyers can add personalized touches, like hardware, appliances, wall color, and fixtures. The benefit of a ready-to-go inventory home is that you don’t have to worry about all the details that come with building a house.

While this isn’t an exhaustive list of every benefit of both, it should give you an idea of what to expect. If you’re looking to completely customize the perfect home for you and your family, great! Opt to build that personalized home. Think of how rewarding it’ll be to settle in by the fireplace at night or brew coffee in your sunny kitchen in the morning, in the home built just for you.

Maybe you’re looking to move right away and want to put your savings towards other expenses (a new furniture set or landscaping, perhaps?). Or maybe you’re not looking for the added stress of overseeing a 4-6 month construction project. Either way, go for a ready-to-move-in inventory home. You’ll be ready to move as soon as you close the sale without any of the added hassle.

Whatever you choose, there’s really no wrong answer. You’ll love your new home no matter what.

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